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Job opening: Loan Specialist (Realty)

Salary: $72 553 - 113 047 per year
City: Caguas
Published at: May 03 2024
Employment Type: Full-time
These positions are headquartered in the USDA Rural Development (RD) Caguas AND Juana Diaz Office. Remote/Virtual: No

Duties

Serves as senior staff specialist for the state on Single family Housing loans. Conducts or directs special studies of program activities and problems. Participates in developing and implementing annual and longer-term program plans and targets for the state. Develops training programs for partners, packagers, self-help personnel, etc., and oversees/participates in training on RD and related requirements and on community development principles and practices. Shares responsibility with superior in planning, implementing, coordinating, and evaluating statewide rural housing program operations.

Requirements

  • You must be a US Citizen or US National.
  • Males born after 12/31/1959 must be Selective Service registered or exempt.
  • Subject to satisfactory adjudication of background investigation and/or fingerprint check.
  • Successful completion of one year probationary period, unless previously served.
  • Direct Deposit - Per Public Law 104-134 all Federal employees are required to have federal payments made by direct deposit to their financial institution.
  • Successfully pass the E-Verify employment verification check. To learn more about E-Verify, including your rights and responsibilities, visit https://www.e-verify.gov/.

Qualifications

Applicants must meet all qualifications and eligibility requirements by the closing date of the announcement including time-in-grade restrictions, specialized experience and/or education, as defined below. Time in grade: Current federal employees applying for a promotion opportunity must meet time-in-grade (TIG) requirement of 52 weeks of service at the next lower grade level in the normal line of progression for the position being filled. GS-11: Applicants must have 1 year of specialized experience equivalent to at least the GS-09; or its non-Federal equivalent that demonstrates: Experience includes evaluating financial situations, credit risk factors and researching and applying various laws, rules, and regulations pertaining to credit; experience in reviewing and evaluating loan and/or grant applications to determine eligibility and the approval/disapproval of housing loan applications; experience providing loan closing instructions to attorneys and title companies and with legal instruments and documents used in making and servicing housing loans; Conducts on-site inspections to determine whether a property is occupied, etc. Evaluates repair proposals and property values for compliance with applicable laws, regulations, directives, etc., and for overall feasibility and soundness of economic factors. Ensure required environmental assessments are conducted and meet requirements. Reviews for approvals of repair project costs. Must be able to read, write and speak fluently in both English and Spanish. OR Ph. D or equivalent doctoral degree. OR 3 full years of progressively higher-level graduate education leading to such a degree or LL.M., if related. Equivalent combination of education and experience are qualifying for this grade level. Undergraduate and Graduate Education: Major study-finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology. GS-12: Applicants must possess one (1) year of specialized experience equivalent to at least the GS-11; or its non-Federal equivalent that demonstrates: Serves as primary state expert loan specialist on the housing program staff of a USDA Rural Development State Office. Under the direction of the Single-Family Housing Program Director, designs, implements, and evaluates assigned housing programs for the geographic areas encompassed in the responsibilities of the Area Office. The incumbent conducts studies; develops state-wide directives, systems, and procedures; and participates with managers in developing and effecting outreach and marketing efforts and in evaluating program effectiveness primarily for the single-family housing (SFH) program. Serves as expert staff resource for program. Coordinates the work of a small group of loan specialists and technicians in a geographic area (Area Office) and provides leadership, oversight and mentoring. Actively participates in efforts to coordinate RD programs at the local level and to ensure there is a cohesive system of service delivery to rural America. Maintains an awareness of public and private programs and resources that could further community and housing development and help meet the needs of RD customers. There is no substitution of education at this grade level. Must be able to read, write and speak fluently in both English and Spanish. NOTE: To be considered for this position, you must meet all qualification and eligibility requirements for the GS-1165 series set forth in the Office of Personnel Management (OPM) Qualification Standards by the closing date of the announcement. A copy is available at: https://www.opm.gov/policy-data-oversight/classification-qualifications/general-schedule-qualification-standards Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community, student, social). Volunteer work helps build critical competencies and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.

Education

A transcript must be submitted with your application if you are basing all or part of your qualifications on education.

Contacts

  • Address Rural Development 1400 Independence Ave SW Washington, DC 20250 US
  • Name: Christina Johnson
  • Phone: 771-215-6180
  • Email: [email protected]